Your Guide to the Insurance Proof of Loss Form
Key Takeaways
- Insurance companies use Proof of Loss forms to verify the extent of property or asset loss and process claims.
- Losses may result from events such as theft, fire, flooding, wind storms, sewage backups, or vehicle damage.
- To complete the form, you must include: cause and date of the loss, list of damaged/stolen items, documents detailing item value, police reports, photos of damaged/stolen items, and your insurance policy number.
- Most insurers ask to have the Proof of Loss form commissioned to confirm the legitimacy of the claim.
- NotaryPro offers fast and convenient online notary solutions for Proof of Loss forms.
What is an Proof of Loss Insurance Form?
In the case of an unexpected accident, your insurance company may provide you with financial compensation under your insurance policy. Yout insurance company will ask you to complete a document called a Proof of Loss form to document the loss of property, assets, or objectives that are insured under your policy.
Types of Damage that Can Lead to Loss
Loss of property can result from the following disasters:
- Theft
- Flood
- Wind storm
- Fire
- Sewage backup
- Vehicle damage
How to Complete a Proof of Loss Insurance Form
When you submit an insurance claim, you’ll be asked to complete a Proof of Loss form. When completing the form, you’ll be asked to provide the following information:
- The cause of the loss and the date
- A comprehensive list of all destroyed, damaged, or stolen items
- The coverage amount at the time of the loss
- Property value documents
- Documents to prove the amount of loss claimed (police reports, owner’s manuals and warranties, proof of purchase, estimates, receipts)
- Photos of damaged items and property
- Your policy number
Commissioning a Proof of Loss Insurance Form
Many insurance companies require that Proof of Loss forms are commissioned by a notary public or commissioned by a commissioner of oaths. This means that you would swear that the contents of your form are true and the statements you have made are accurate. If any of the statements in your form are found to be false, your insurance company may void your insurance claim.
At NotaryPro, we offer convenient online notary appointments in under 7 minutes — with no booking required. Ensure that your insurance proof of loss form is completed, but not signed prior your appointment.