Affidavit of No Lien | Free Template

An Affidavit of No Lien typically includes the following details:

• Affiant’s information: Full name, address, contact details, and relationship to the property or asset.
• Property or asset description: A detailed description of the property or asset, including the legal description, address, or any other identification details.
• Statement of no lien: A declaration that the property or asset is free and clear of any liens, mortgages, or encumbrances, with no outstanding debts or claims against it.
• Supporting documentation: Any relevant documents or evidence that prove the absence of liens, such as title deeds, property records, or receipts of payments, if available.
• Signatures: Affiant’s signature affirming the details they’ve provided are true, the date, and the location of signing.
• Commissioning: The signature and seal of an authorized official, like a notary.

An Affidavit of No Lien is often used in combination with an Affidavit of Title, but each document serves a different purpose. An Affidavit of No Lien states that an asset or property is free from outstanding debts (liens, mortgages, or other financial obligations).

On the other hand, an Affidavit of Title confirms the owner’s legal ownership of a property and discloses any matters affecting title (your legal right to a property or asset).

Together, these documents provide evidence that there are no outstanding debts or claims against the property and that ownership is clear.

This Affidavit helps assure buyers, lenders, and other parties that a property or asset can be transferred without issues related to:

• Unpaid loans tied to an asset
• Outstanding financing arrangements
• Other debts that could result in financial claims (liens) or security interests

For reference, a security interest is a legal right that allows a lender to seize or resell an asset if a debt is unpaid. Let’s say a lender has a security interest in an unpaid vehicle. If the borrower fails to make payments and the lender holds a security interest, the lender may seize or sell the vehicle.

An Affidavit of No Lien states that no such rights currently exist, helping support a smooth and reliable transfer. It serves the following main purposes:

• States property or asset has no unpaid debts officially registered against it.
• Confirms there are no ongoing ownership or payment disagreements.
• Affirms that there are no claims saying money is owed on an asset or property.
• Provides a description of the property.
• Confirms information is consistent with supporting documents, including title records and payment receipts.

An Affidavit of No Lien for Property

An Affidavit of No Lien for Other Assets

An Affidavit of No Lien may also be used for valuable non-property assets, like vehicles, equipment, boats, and more. It is commonly used to sell or finance high-value assets, such as vehicles, boats, equipment, and business assets. In these cases, confirmation of lien-free ownership helps support a smooth and secure transfer.

You may need an Affidavit of No Lien in various situations, including but not limited to the following:

• Selling a property or transferring its ownership
• Applying for a loan, mortgage, or refinancing
• Completing a real estate transaction

Your Affidavit of No Lien must be commissioned by an authorized official, like a notary public or commissioner of oaths. This is a necessary step, and without it, your Affidavit isn’t valid.

You can meet with a notary online to have your Affidavit commissioned in 7 minutes, from anywhere with a Wi-Fi connection.

How Commissioning Your Affidavit Works

You can commission your Affidavit online through a secure video appointment. During your online notary appointment, the following will take place:

• You’ll present a piece of valid, government-issued ID to verify your identity.
• You’ll swear or affirm that the contents of your Affidavit are true.
• You’ll confirm that you understand the document and are signing voluntarily.
• You’ll sign and date the Affidavit while a notary witnesses in real time.
• A notary signs and applies their official stamp or seal.

To learn more about the commissioning process, check out our guide.

Note: Knowingly providing false information may be considered perjury under Canada’s Criminal Code.

Now it’s time to take the next step! Use our free Affidavit of No Lien template to draft your document in minutes. Then, meet with a notary public online to have your Affidavit commissioned in under 7 minutes!